Family Travel Insurance

There is no doubt that we humans love to travel anywhere, anytime. But not everything goes according to plan always. You or your family member may get sick suddenly during travel for various reasons. Therefore, travelling to any place or country, along with a family travel insurance policy, will give you peace of mind.

The Canadian government has started a travel insurance policy, given the top importance of family members’ health. If you live in Alberta and are planning a journey outside Canada, consult with a Canadian expert agency for purchasing the travel insurance.

What is Family Travel Insurance?

Generally, family travel insurance covers your family fully when you are outside Canada. In this policy, two adults and eight children can be included maximum. But remember that to get family travel insurance, you must follow two essential things.

The child or children should be under 18 years.
You and your family members must stay together.

What are the Types of Family Travel Insurance?

There are two types of family travel insurance policies available for Canadian residents. The following are;

Single Trip Insurance- This policy is valid for only one-holiday trip. That means you have to renew the policy once again after completing one trip.

Annual Trip Insurance- Under this policy, you and your family get covered for several trips within a year. It may seem expensive initially, but considering travel multiple times, this policy is cost-effective.

Why Should You Purchase a Family Travel Insurance Policy?

When you travel outside Canada, the government will not pay your medical expenses.
Your Canadian health insurance will not pay a single penny for your medical cost.
In some countries, hospital charges are costly.

Consider These Factors Before Purchasing the Family Travel Insurance

Since numerous insurance companies are out there, you must verify all the terms and conditions to get the best. While purchasing the policy, you should ask the insurance company many questions.

Does the policy pay all the bills in advance so you don’t need to pay out of pocket?
Does the policy cover everything or do you have to pay a certain amount during payment?
Does the policy cover all the expenses regarding hospitalization and medical costs?
Does the company offer customer support service 24*7?

Does Family Travel Insurance Cover Death?

Generally, family travel insurance in Alberta covers death in case you have to cancel or return from your trip immediately. But before purchasing the policy, make sure whether they include in-laws as family members.

Travel Insured for a Worry-free Holiday

Nowadays, everybody has a super busy schedule. People mainly go for travel to get a break from tiring daily chores. During the trip, you want to be relaxed and chill.

That’s why you must consider purchasing Family travel insurance. It will ensure that you do all the fun during your trip without any worries. Contact Hope Insurance Broker in Alberta to make your journey more joyous!

Family travel insurance